Financial Consultancy

Project Finance

For a long-term infrastructure, public services or industrial project, sourcing funds to implement and successfully run an undertaking is an integral part of the entire process. This structured financing technique is implemented mostly by the sectors that have low technological risks and a predictable market. Therefore, the method of funding a project using Project Financing is generally employed by companies in the infrastructure/construction, telecommunication, mining, transportation, and power industries.

The structure of project financing relies on future cash flows for repayment of the project finances. The assets or rights held under the project act as collateral for the finance. The repayment of this loan can be done using the cash flow generated once the project is complete instead of the balance sheets of the sponsors. In case the borrower fails to comply with the terms of the loan, the lender is entitled to take control of the project. 

The funding can be arranged in the form of:

  • Term Loan

Working Capital Management

Any business requires an additional source of finance to meet its day-to-day expenses, may it be due to late payments done by the clients or any other reason. In such cases, a working capital loan helps the small business in meeting its increased financial demands and other necessary expenses on time. We ensure that you get the best and the most hassle-free experience in procuring a loan, be it for personal needs, or that of your business. The working capital can be categorised in form of : 

  • Cash credit (CC)
  • Working capital Term Loan (WCTL)
  • Over Draft (OD)
  • Letter of Credit (LC)
  • Bill Discounting (BD)
  • Bank Guarantee

HSG Loan

Buying a Home is a very special occasion and we help you in availing the best home loan available in market through our expertise, quality of service and in-depth domain knowledge. We understand how significant this step is for you and have lined up a host of home financing options just to make this big step simpler for you. It is important to choose a good housing finance company which can handhold the customer right through his home buying process. Since a home loan is a long term commitment of 15-20 years, several factors like expertise, quality of service, in-depth domain knowledge and safe retrieval of the title deed are critical. A new home brings with it new hopes, joys and emotions. Our services are customized to provide you solutions for your unique concern.

Business Loan

Loan given to self-employed, professionals or company without any collateral security is called a business loan. he sanction of business loan is based largely on the creditworthiness of the borrower and the firm. The bank or the financial institutions will first take a look at your firm’s and your credit score and analyze your credit rating before offering loan. They will also look at your financial statements for the past 3 years, bank statements, Nature of business, its current and expected returns and the market trend.. At D S Jain we are the experts in helping you avail the best business loan with customer friendly terms.

Gold Loan

A gold loan or a loan against gold is a secured loan which customers can avail in lieu of gold ornaments like gold jewellery. It is the easiest & fastest way to fulfil your financial needs and proves to be a sensible alternative to availing loans from banking channels. Term Loan, OD and Bullet repayment facility available in Gold Loan. Whatever your reason may be, education, business expansion, personal requirement, medical crisis or any other specified end-use, our Loan against Gold is all you need.

Personal Loan

Personal Loan is a collateral free loan based on income documents of individual or company. Since this is an unsecured loan thus the borrowers past track records of loans & credit score has to be good.

Personal loan processing is very easy as it required less documents as compare to any secured loan but it always attracts high rate of interest & shorter repayment period.

Any financial institutional look for credit score & income because they are not your friend and it is strictly a business transaction, therefore your good income documents & credit score will help lander to land the money.

 

Write Us To Know More About Project Finance

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.

Write Us To Know More About Working Capital Management

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.

Write Us To Know More About HSG Loan

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.

Write Us To Know More About Business Loan

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.

Write Us To Know More About Gold Loan

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.

Write Us To Know More About Personal Loan

Your privacy is important to us.We use personal information you provide solely to respond to your inquiry or process an application form you have completed on various sections of our Website.We typically will not contact you about other matters, unless you specifically request it, nor will we share, rent, or sell your personal information outside our company.